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Human Capital Initiatives

Key themes related to human capital

We have identified three key themes for our human capital initiatives, human resource development, improving employee satisfaction, and promoting expanding roles of female employees, in an aim to foster a corporate culture that continues to create new value.

Fostering a corporate culture that continues to create new value

Ideal employee

Talented employees who have wide-ranging knowledge, and who can respond flexibly and quickly to increasingly diverse operations and changes in the times

Ideal working environment

An attractive and rewarding working environment that draws out the strengths of each employee to the fullest

Human resource KPIs for improving corporate value

  KPI Results for FY2024/3 Efforts to reach the goal
Human resources development Rate of participation in grade-levelspecific training
100%
Rate of participation in grade-levelspecific training
92%
  • Encouraged employees who missed training due to illness or other reasons to attend training on different dates
  • Considered measures to accommodate employees working in rural areas who are unable to participate in training due to family matters, etc.
Improving employee satisfaction Employee satisfaction
4.5 or more
Employee satisfaction
4.67
  • Tracked and reduced prescribed overtime working hours
  • Encouraged taking of paid leave
  • Implemented initiatives to support the balancing of work, childcare, and nursing care
Promoting expanding roles of female employees

By March 31, 2027

Percentage of female managers

5% or more

Percentage of female manager candidates

10% or more

Childcare leave utilization rate

Male:60% or moreFemale:100%

Number of days of paid leave taken

8days or more per year and 50% or more of the number of days granted per year

Percentage of female managers

2.7%

Percentage of female manager candidates

6.3%

Childcare leave utilization rate

Male:100%Female:100%

Number of days of paid leave taken

12.9 days
  • Improved conditions through personnel system revisions
  • Provided educational materials for employees who were pregnant or had given birth, employees whose spouses were pregnant or had given birth, and managers who had such employees under their supervision, and implemented activities to promote the acquisition of leave, etc.
  • Informed all employees of the status of prescribed overtime working hours and number of paid leave days taken by branch office

Calculated by dividing the "number of participants" for training by grade in each period by the "number of persons eligible to participate" specified at the beginning of the period

Human resources development

Training system

ZENKOKU HOSHO's training system is broadly divided into four categories: by grade, by work, cultivation of nurturing corporate culture, and self-development.

Key concepts
of the training system

  • Provide an environment where all employees can continue to learn
  • Aim to create a workplace where each and every employee can play an active role, through human resource development
  • Training is for everyone, and the goal is the growth of all employees

(1)Grade-level-specific training

In order to improve the capabilities of our workforce as a whole, we provide employees with opportunities to develop their skills through the use of inhouse group training, as well as external educational institutions such as seminars and e-learning. In FY2024/3, the grade-level-specific training time per person amounted to 7.6 hours, while training expenses stood at 59,151 yen per person.

KPIAim for 100% participation rate in grade-level-specific training

We are working to create an environment in which employees who miss training due to illness or other reasons, or who are unable to attend training due to family matters, can still participate.

The type of person we want employees to become by attending grade-level-specific training

(2)Work-specific training

ZENKOKU HOSHO conducts training by theme in order to raise the level of operational knowledge and capabilities in our core operations of sales, screening, and credit management.

(3)Fostering a nurturing corporate culture

In education based on on-the-job training (OJT), we strive to foster a culture of developing human resources by repeating a cycle in which evaluators, mentors, and the persons being evaluated identify issues and set goals through face-to-face communication.

(4)Self-development

We support the acquisition of a wide range of knowledge and qualifications that are directly related to our operations, and we subsidize correspondence courses and examination fees for all employees regardless of employment status. We have also introduced e-learning for the purpose of learning financial knowledge, business skills, and trends.

Support and assistance for self-development

  • Support for correspondence education
  • Support for acquiring certifications
  • Assistance for self development
  • E-learning

Supporting the acquisition of licenses and certifications

We give awards to employees who have obtained certifications that are useful for their work as a way to motivate employees and to raise their awareness of our corporate activities.

Certified as No. of persons
(passed exams for)
Real estate transaction agent 138
Level 2 or above financial planner 178
Attorney 2
Certified public accountant 1
Tax accountant 2
Labor and social security attorney 3
Certified administrative procedures legal specialist 13

As of March 31, 2024 (full-time employees only)

Training structure

Evaluation system

At ZENKOKU HOSHO, each employee sets personal growth targets, reflecting areas in which they want to grow or should grow over the next year, while reviewing their own work and performance level, based on company-wide and organizational goals.
Approaches to evaluation and perspectives of evaluation differ depending on the grade. The evaluation of junior and middle grades emphasizes ability rather than actual performance, and the perspective of evaluation emphasizes behavior, attitude, and mindset. Through our mentoring system, we clarify the gap between the employee's required level and their actual level, and encourage the sustainable growth of our employees in order to achieve targets.
Actual performance is emphasized in addition to the above at the expert grade. From the management grade, actual performance is an important consideration. In addition, a values evaluation that reflects the values and behavior expected of Directors as articulated in the succession plan has been introduced beginning in FY2025/3.

  Junior grade
Middle grade
Expert grade Management grade and above
Approach Emphasis on ability Ability + actual performance Actual performance + values
Evaluation perspective Behavior, attitude, and mindset Behavior, attitude, mindset, actual performance, and management Actual performance, management, and values
Evaluation type Ability evaluation Ability evaluation Actual performance evaluation
Self-growth target evaluation Self-growth target evaluation Management evaluation
  Actual performance evaluation Values evaluation

Improving employee satisfaction

Conducting employee satisfaction surveys

At ZENKOKU HOSHO, we conduct questionnaire surveys of our employees asking about such matters as their level of satisfaction with the workplace, Company, and job, work-life balance, and the promotion of women's participation and advancement. Our personnel department also holds an interview with individual employees once a year to update the understanding of their situation and desired career path. Through these efforts, we are working to further improve employee satisfaction and to create a rewarding workplace environment.
The overall satisfaction score in the employee awareness survey conducted in FY2024/3 remained high, at 4.67 points (+0.26 points compared to the 2021 survey). Compared to the results of the last survey, the percentage of dissatisfied respondents decreased, while the percentages of neutral and satisfied respondents increased. We will conduct employee satisfaction surveys every year in the future as well.

Trends in survey results

Average based on a full score of 7 points. Survey respondents: full-time (including seconded employees), contract, part-time, and temporary employees

Conducting engagement surveys

At ZENKOKU HOSHO, we have conducted questionnaire surveys of our employees on such matters as their level of attachment to and enthusiasm for their workplace, Company, and job from FY2024/3. Through this survey, we strive to understand their work engagement (to what degree employees are motivated in their work) and organizational commitment (to what degree employees consider corporate and organizational issues as their own concern).
Work engagement and organizational commitment in the engagement survey conducted in FY2024/3 were 3.84 and 3.98 points, respectively, indicating challenges that remain regarding work engagement. We will conduct engagement surveys every year in the future as well.

※1Average based on a full score of 7 points. Survey respondents: full-time (including seconded employees), contract, part-time, and temporary employees

※2Average based on a full score of 6 points. Survey respondents: full-time (including seconded employees), contract, part-time, and temporary employees

Creating a comfortable working environment

Believing that healthy work-life balance is the key to helping each employee realize their potential to the fullest, ZENKOKU HOSHO is striving to build a worker-friendly environment. Specifically, we are endeavoring to reduce working hours through such means as utilizing an attendance management system to alert employees who accumulate too many overtime hours.
In addition to providing various support schemes catered to the need of employees facing different life events--from child rearing, nursing care to self-development-- we are also appealing to the mindset of the employees by creating workplace conditions that facilitate the use of these schemes and holding lectures to spread the understanding of the importance of work-life balance.

Major initiatives

  • Implementing No Overtime Days
  • Extending the period of childcare leave
  • Introducing staggered working hours
  • Ensuring the usage of paid leave
  • Expanding paternity leave scheme
  • Introducing business casual attire
  • Introducing reserve system for expired annual leaves
  • Expanding short working hour scheme for employees with childcare or nursing care responsibilities
  • Paid sick/injured childcare leave and nursing care leave
  • Extending the available period of sick/injured childcare leave
  • Training on labor laws and regulations

Initiatives to improve employee health

We are committed to improving employee health, based on the belief that maintaining and improving employee health will increase profitability and enhance our corporate value in the future.

Major initiatives

  • Encouraging health checkups
  • Encouraging secondary examinations
  • Subsidizing the cost for uterine and breast cancer screenings
  • Conducting mental health checks
  • Subsidizing the cost of flu shots

Employee award programs

We give awards to employees who have obtained certifications that are useful for their work, employees who have served the Company for a long time, and offices/branches that performed excellently and contributed greatly to the Company, as a way to motivate employees and to raise their awareness of our corporate activities.

  • Awards for acquiring qualifications
  • Awards for continuous service
  • Awards to offices/branches for excellent performance, etc.

Promoting expanding roles of female employees

Three Target

ZENKOKU HOSHO promotes expanding the roles of female employees, and is working to create an environment where employees can easily take childbirth and childcare leaves, to ensure the same wages for the same work, reduce overtime working hours, provide training related to diversity, and support the work-life balance of employees so as to support employees in balancing their work and childcare and create a workplace environment where all employees feel comfortable working. The following are specific targets to be achieved by the end of March 2027.

Plan period

April 1, 2022 to March 31, 2027 (five years)

Target 1

  • Increase the percentage of female managers to at least 5% by the end of the plan period.
  • Increase the percentage of female manager candidates to at least 10% by the end of the plan period.
Measures
Develop the environment through personnel system revisions, etc.
Take measures to expand job categories in which women can play active roles and raise career awareness of female employees

Target 2

  • Increase the childcare leave acquisition rate to at least 60% for men and 100% for women by the end of the plan period.
Measures
Provide educational materials for employees who are pregnant or have given birth, employees whose spouses are pregnant or have given birth, and managers who have such employees under their supervision, and implement activities to promote the acquisition of leave, etc.

Target 3

  • To have employees take at least eight days of paid leave per year and at least 50% of the total number of days of annual paid leave granted.
Measures
Check the implementation status, encourage employees to take leave, and provide support in that regard

Results for FY2024/3

Percentage of female managers 2.7%
Percentage of female manager candidates 6.3%
Childcare leave utilization rate
  • Male 100%
  • Female 100%
Number of days of paid leave taken per year 12.9 days