Since its foundation in 1981, ZENKOKU HOSHO has grown its business based on the management philosophy of "helping customers realize their dreams and happiness while contributing to the development of local communities." In February 2021, the 40th anniversary of our founding, we prepared our ZENKOKU HOSHO SDGs Declaration and are working to resolve material issues, including ESG (Environmental, Social, and Governance) issues, and to help build a sustainable society.

Our greatest mission is to help people realize their dream of owning their own home and to help them live a life of happiness in that home. When borrowing from a financial institution, customers can smoothly apply for a loan through a process where ZENKOKU HOSHO provides a guarantee product and acts as a joint guarantor. For financial institutions, this has the advantage of bolstering their loan business because it reduces the risk of loans becoming uncollectable. In this way, our credit guarantee business provides value to both customers and financial institutions by facilitating smooth implementation of housing loan borrowing and lending.
Also, if the supply of housing loans stabilizes, the housing market will become more active. Housing-related industries have a broad base and can lead to local employment and economic revitalization. We have tie-ups with financial institutions throughout Japan, from Hokkaido to Kagoshima, and we see our credit guarantee business as a way to contribute to the development of local communities.

As the only independent housing loan guarantee company in Japan, we will continue to provide valuable services to many people by conducting businesses that utilize our unique expertise and abundant data that other companies do not have.
We sincerely appreciate your continued support and encouragement.